Should I buy a Home With 5% or Wait to Save 20%

Should I buy a Home With 5% or Wait to Save 20%

When it comes to purchasing a home in British Columbia, many potential buyers face a common dilemma: should they wait to save up a larger down payment (such as 20%), or should they take advantage of current market conditions and buy now with a smaller down payment...
What Does a Cosigner Do?

What Does a Cosigner Do?

If you are looking to purchase a home in British Columbia, you may be wondering how you can increase the amount you are able to borrow for a mortgage. One way to do this is by having a cosigner on your mortgage application. A cosigner is someone who agrees to take on...
Closing Costs on a Home in BC

Closing Costs on a Home in BC

Closing costs on a home in BC: What you need to know Purchasing a home is a significant financial investment, and there are various closing costs that you will need to consider. These costs are in addition to the purchase price of the home and can include fees for...
What’s better a fixed or variable rate mortgage?

What’s better a fixed or variable rate mortgage?

When it comes to choosing a mortgage, homebuyers have two main options: a fixed rate mortgage or a variable rate mortgage. Understanding the differences between these two types of mortgages can help you make an informed decision about which option is best for your...